A selection of articles on wealth management and lifestyle topics to help you.
Based on some of the most commonly asked questions we receive from wealth accumulators,
pre-retirees, retirees and lifestyle protectors. Click on the links below to view:
Articles are added on a quarterly basis and on an ad hoc basis when available.
How well protected is your business?
If you’re like many business owners you have already insured the physical assets of your business from theft, fire and damage. But have you considered the importance of insuring yourself - and other key people in your business - against the possibility of death, disability and illness.
There’s no doubt that travel is one of the most highly anticipated events of retirement.
You finally have the time to follow your dreams and explore new and exciting places. Whether it means jumping in the car and hitting the road to explore new parts of Australia or international travel, it always pays to plan ahead.
With the end of the financial year fast approaching, it’s a great time to make smarter decisions about your finances.
Our “Smart End of Financial Year strategies 2016/17” brochure outlines a range of ways you may be able to boost your super, plan for your retirement and protect your income and family.
Taking action before 30 June can open up more opportunities for you.
Viewed by many as an added long-term expense, its natural why most people are hesitant to acquire incomeprotection insurance. Often, there’s a need for a change in perspective from seeing it as a cost to an investment so the need for income insurance can be properly assessed. Before delving into why it may be essential, let’s begin with establishing a firm understanding of what income protection is and why a person would choose to get insurance.
As a general rule, the earlier you begin retirement planning, the better your future is likely to be. It’s now commonly accepted that in the not too distant future, the government pension won’t be enough to comfortably live on. The pension is certainly something you should not rely upon in your senior years.
If you’re in your 20s, retirement might seem eons away and it might sound too early to start even thinking about that part of life. If you’re in your 30s, it may be starting to creep into the back of your mind that it’s time to start preparing.
Planning for your future is one of the most important things you can do for yourself and your loved ones. You should first consider your lifestyle goals and priorities. These will help provide direction for your financial ambitions and will therefore allow you to plan your finances accordingly. There are a plethora of financial avenues you can take to achieve your goals, and each requires a sound understanding of the benefits, drawbacks, opportunities and inherent risks.
The financial decisions you make today can define your future. However, these decisions can be difficult due to a plethora of options available and variables that you need to consider in your life. In many cases, utilising professional financial services are necessary to provide the guidance you need, to ensure a secure financial future.
This statement is usually used to encourage people who are losing enthusiasm for a task or goal.
But it also reflects the way many people feel about estate planning. They think that so long as you have a Will, you have a way to ensure your wealth is passed correctly to your loved ones.But this is not necessarily the case.
It’s never easy to plan and balance your finances. In fact, many people find this a very difficult task. Fortunately, there are professionals who can help make things easier for you. You might be currently asking yourself – do I really need professional services? Good financial advice shouldn’t come from just anybody. It is in your best interest to get assistance from the right experts. We’ve listed some of the top reasons why you should get financial services from a professional.
Many Australians are not confident they have enough assets to support their retirement, according to recent research by MLC, the Australia Today report, with 43% saying they will need to rely on support from the Australian Government.
I've seen some terrific leaders, managers and contributors during my 25+ years in business management and
as an accredited football (soccer) coach, I can say the same about coaches, managers and players
- and we have a number of common personality traits
Your retirement years are a chance to relax, rejuvenate and focus on the people and activities that matter most to you. But retiring is also one of the most significant life changes you’ll ever make, and adjusting to life after work can be hard.